| If you are planning on renting a home or | | | | higher security deposit. |
| apartment and have a past bankruptcy, there are | | | | In After Bankruptcy Credit Solutions I go into |
| some things you should know. | | | | more detail on specific strategies you can use to |
| First, you need to determine who you are | | | | increase your chances of qualifying for an |
| planning to rent from - meaning a private party or | | | | apartment or home rental. |
| a property management company. | | | | I do not have enough room in this article to |
| Why does it matter? Because each one usually | | | | discuss strategies when it comes from renting |
| approaches the rental process very differently. If | | | | from private parties. However, it can be a much |
| you don't know what their process is, you could | | | | different experience than renting from property |
| end up being out $30-60 in credit report fees. | | | | management companies. |
| There are a number of strategies you can use to | | | | In my experience, private parties tend to be less |
| increase your chances of being approved for a | | | | rigid in their rental screening process. This means |
| home or apartment rental. I know, because I | | | | there are some things you should NOT do during |
| have used them when renting in the past - both | | | | the rental screening process - otherwise you |
| from private parties and property management | | | | could end up being turned down pretty quickly. |
| companies. | | | | But I'll save those for another article on renting |
| I'm not going to cover every single strategy here, | | | | after bankruptcy. |
| as there isn't enough room, but here's one you | | | | ============================== |
| can start with: | | | | Copyright © 2005 Innovative Solutions |
| If you are applying for a rental with a property | | | | Publishing, Inc. All rights reserved. |
| management company, find out what their rental | | | | DISCLAIMER: |
| criteria is. It sounds like common sense, but a lot | | | | This information is designed to provide only a |
| of people submit a rental application, with a | | | | general overview of the subject matter herein. |
| non-refundable credit report fee, only to be | | | | This information is provided with the |
| turned down because of their credit history. | | | | understanding that neither the publisher nor author |
| Don't let this happen to you! If you know what | | | | is engaged in rendering legal, accounting or other |
| the criteria is in advance, and you find out by | | | | professional advice. If legal or other expert |
| asking, you will at least have an idea of whether | | | | assistance is required, the services of a |
| or not you can qualify. | | | | professional should be sought. |
| If you have a bankruptcy it doesn't necessarily | | | | Neither the publisher nor author shall be liable for |
| mean you'll be declined. Much depends on the | | | | any loss or damages, including but not limited to |
| property management company's guidelines. For | | | | special,consequential, incidental or other damages, |
| example, a property management company may | | | | caused by the information contained herein. |
| still rent to you - but maybe they'll ask for a | | | | |